Business / Commercial insurance
Business Owners Package policies combine both property and liability that will cover your business in the event of property damage, lawsuits of bodily injury and property damage of others, and business interruption. We can offer tailored coverage’s to cover your specific business needs. Some of the targeted classes include Artisan Contractor’s, Apartment’s/HOA’s, Retail Services, Office Exposures
Commercial Auto can include auto liability, medical payments, comprehensive, collision coverage, on-hook coverage, uninsured/underinsured motorists coverage, coverage for autos rented or borrowed and coverage for employee’s using their cars for the business. Some targeted classes include Contractor’s, Local Trucking, Towing, Lunch/Ice Cream Trucks, Courier Service and Delivery.
Specialty Lines of insurance:
Our specialty lines offerings include Professional Liability (E&O) and Management Liability (Directors & Officers, and Employment Practices Liability).
Professional liability insurance protects you in cases of faulty service (errors) or failure to provide a service altogether (omission). This type of insurance coverage pays the cost of your defense and any damages awarded (up to policy limits).
Management Liability (Directors & Officers and Employment Related Practices) Insurance that covers exposures faced by directors, officers, managers, and business entities that arise from governance, finance, benefits, and management activities
Carrier access for these lines of business are offered on both an admitted and non-admitted basis, General Liability and Professional Liability on a combined policy are available for many classes of business.
Garage Liability Insurance
Insurance typically purchased by automobile dealerships and repair shops that covers property damage and bodily injury resulting from the operations of an auto garage. It covers for loss to a customer’s auto left in the insured’s care, custody or control. while the insured is attending, servicing, repairing, parking or storing it in your garage operations.